Are you considering buying your first home?  Upgrading to a larger home?  Buying your “forever home”? Downsizing the “empty nest”?

If so, there are a lot of moving pieces and that need to be considered, and for most people, the #1 consideration is COST!

Budgeting and Affordability

Buying a home is an exciting time – and can be an expensive time too! There are so many extra costs that can quickly add up….and not just the costs that go along with planned renovations and decorating!

It is very important to factor these extra costs into your calculations of affordability before you consider buying a home. These extra fees might surprise you if you aren’t informed and prepared!  Who wants a financial nightmare on closing day????

Types of Payments

Some of these costs are one-time fixed payments, while others become ongoing monthly or yearly commitments. While not all costs will apply in every situation, it’s better to know about them ahead of time so you can budget properly.


Some examples of the fees that should be considered are:

• Appraisal Fees             • Loan Insurance
• Moving Costs               • Property Insurance

Remember, buying a home is a major milestone!  Whether it’s your first, second or tenth, there are many small, but very important details to deal with…not to mention (some) stress and LOTS of excitement! The last thing you will need is unbudgeted financial obligations just hours before you take possession of your new home!

As your realtor, it’s my responsibility to ensure that my clients are fully aware of these hidden costs so that they aren’t faced with the unexpected on moving day…..there are always things that are beyond a client’s control on moving day, and the best way to manage stress is to be prepared for the unexpected!

Get Your FREE Special Report!

To help homebuyers understand what these extra costs are, and in what situations they may apply, I offer a FREE industry report called “13 Extra Costs to Be Aware of Before Buying a Home.”

To order a FREE Special Report, complete the form below, call or text me at 519.671.0776 or email me at and I will be happy to provide you with this important information and ensure that you’re budgeting properly for your next move.

Yours in Selling Awesome Homes,